Lease or Loan a Volvo

Stress-Free Car-Shopping

The Volvo brand not only offers an excellent array of stunning, efficient, and well-rounded cars and SUVs, but it also comes with many financial benefits to ease your purchasing process.

We provide great deals on loans and leases for new Volvo vehicles. Whether you choose one of the Volvo special offers or decide to take advantage of the benefits of buying a new or Certified Pre-Owned Volvo vehicle, you'll enjoy your Volvo purchasing process.

Should I Lease Or Loan My New Volvo Vehicle?

Once you've located the perfect new Volvo model, whether that be the Volvo XC60, XC90, V60, or others, you'll have to decide whether or not you want to lease or loan. While both options are viable, they do each come with their own sets of pros and cons. Here's a closer look at each option.

  • Leasing
    • Description: You receive a brand-new vehicle for a set payment a month until your lease is up.
    • Pros: Lower monthly payment, latest technological features, warranty coverage, easy trade-in, less or no down payment, and less money spent on taxes/insurance.
    • Cons: You don't own the vehicle, mileage limits, no customization, no trade-in value for your next vehicle, end of lease fees, use restrictions.

  • Auto Loans with Volvo
    • Description: You purchase your vehicle with a loan from a lender and it's yours until you either trade it in or resell it.
    • Pros: You own the vehicle, unlimited mileage, customization is available, trade-in value for your next new car, no more payments once the loan is paid in full, loan refinance is a possibility, sell your vehicle whenever you want.
    • Cons: Requires a down payment, more expensive monthly payments at first, more money spent on sales tax and insurance, warranty will fade and you'll need to cover your own repairs, wavering resale value.

Discuss Your Leasing And Loaning Options With Our Auto Financing Experts

If you're still on the fence about which financial option you should choose, feel free to stop by our finance department here at Kline Volvo Cars Of Maplewood. Our financial experts would love to go in more detail about each pro and con and can match you with the lease or loan you need.

We are located in Maplewood MN, which is right outside of Saint Paul, Minneapolis, Bloomington, Edina, Golden Valley, and beyond, and we'd love to help you decide how you'd like to bring your new Volvo vehicle back home today!


Kline Volvo Cars of Maplewood

3040 US-61
Directions Maplewood, MN 55109

  • Sales: (651) 481-9600
  • Service: (651)481-9600
  • Parts: (651)494-1560

How can we help?

Explore Our Current Volvo Specials and Finance Offers

These rotating Volvo brand specials typically include lower pricing for specific Volvo leases or loans. For example, you could find lower APR on a brand-new Volvo XC60, less expensive lease payments on a new Volvo XC90 Recharge, or bonus cash on your new Volvo XC40 purchase. Sometimes we even offer loyalty bonus amounts, rebates, and lower APR for a set number of months. Check our financing specials often to discover which one could save you money on your next new Volvo purchase near Saint Paul.

Discover the Benefits of Buying a New or Certified Pre-Owned Volvo Vehicle

When you buy a brand-new Volvo car or SUV or a Certified Pre-Owned Volvo vehicle, you'll not only be receiving a gorgeous vehicle that's sure to make your Minneapolis commute outstanding, but you'll also find many benefits attached. Some of these advantages may include:

  • Warranties - Every new and CPO Volvo car or SUV comes with multiple warranties. These warranties help protect your investment for a set amount of years or mileage.
  • Volvo Protection Plans - For added peace of mind, you may want to add a Volvo Protection Plan to your purchase. There are six plans available, ranging from Prepaid Maintenance Plans and Classic Oil Service to Appearance Protection Plans and Vehicle Service Contracts.

Contact Kline Volvo Cars of Maplewood to Learn More About Your Volvo Financing Options

If you have questions or would like to discuss your Volvo financing opportunities, we recommend reaching out to our Kline Volvo Cars of Maplewood team. We can help you find the right lease or loan and discuss any additional benefits or specials available.

Expert Service Options

Expert technicians and advisors are ready to keep your vehicle in top running condition.

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Flexible Financing

We're here to help you by going over every option clearly, and will find the right plan for you.

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Special Offers & Incentives

Proud to offer competitive prices, we work hard to leave more money in your pocket.

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  1. Kline Volvo Cars of Maplewood

    3040 US-61
    Maplewood, MN 55109

    • Sales: (651) 481-9600
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Get in Touch With Us

  • Contact our Sales Department at: (651) 481-9600
  • Monday09:00 AM - 08:00 PM
  • Tuesday09:00 AM - 08:00 PM
  • Wednesday09:00 AM - 08:00 PM
  • Thursday09:00 AM - 08:00 PM
  • Friday09:00 AM - 06:00 PM
  • Saturday09:00 AM - 06:00 PM
  • SundayClosed